Akron is a city located in the northeastern portion of the state of Ohio. The city, which is a large part of the Akron Metropolitan Statistical Area, covers approximately 62.4 square miles. Akron is home to the historical Highland Theater.
The average auto insurance premium for residents in Ohio is $1,442 in 2009; the national average is $1,796. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company. You have to shop around to see if you are saving money. Ohioans can get a better-than-average rate on their auto insurance.
According to the 2000 Census report, Akron has a population of 217,074 people; its population density is 3,497.3 people per square mile. To further add to its population, two large interstates, I-76 and I-77, run through the city, consequently increasing the need for residents to have Akron auto insurance.
Facts about the city of Akron pertaining to auto insurance: AKRON by the numbers:
21.4 - The average travel time to work for most of the residents in Akron is about 21.4 minutes but there are still ways to save money even if you spend a lot of time on the road.
13 - In 2007 there were 13 fatal car crashes in Akron alone (not including surrounding cities), so it's important to do your research and find out how you can stay safe and save money on your car insurance.
25 - There were a total of 25 people involved in those crashes. Having safety equipment like seatbelts and airbags for you and your passengers can save money but more importantly save lives.
15 - There were 15 vehicles involved in those car crashes. It's not just how you drive, but how you drive with other vehicles on the road. Taking driving courses keeps your driving skills sharp and you can also get discounts on your policy.
35 - The majority of the cars involved in those crashes had an average speed of 35 MPH. Accidents can happen anywhere, practicing safe driving habits on the highways and on the local roads keeps you out of trouble and can earn you insurance discounts as a safe driver.
1202 - In 2007 there were about 1202 auto thefts in the city of Akron and the surrounding areas. Where you park your car at night, what kind of car you drive and anti-theft devices in your car can make a difference.
The state of Ohio follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Getting a quote is easy and you get to compare the rates from multiple companies so you know you are getting a good deal with the right coverage. The only way to save on car insurance is to shop for car insurance. The best rate last year is not the best rate this year!
In Akron, the median income for a family is $39,381 while the median income for a household is $31,835. Furthermore, the city's per capita income is $17,596. In the 2000 Census report, it was estimated that about 14% of families, as well as about 17.5% of the total population, live below the poverty line.
Even within the state of Ohio, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Ohio is 27% higher in 2009 than 2008. 2008 was 3% lower than 2007 in Ohio. Now is the perfect time to shop for new low rates on your auto insurance, by requesting a quote online you could save hundreds instantly!
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Ohio does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The car you drive might be small and inexpensive, but you could be paying more on your insurance premium if the vehicle you drive has a high theft rate. The list on the left lists the 10 most stolen cars in 2008 in the Buckeye State.
When you get a quote for a car insurance in Akron, Ohio, you will have the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, Insurance agents are licensed in Ohio and available to help you all the way through the quote and purchase process.